New data suggests that 2014 is the prime time to take out jumbo mortgages. This year, jumbo mortgage rates decreased and are now nearly as low as rates for conventional mortgages and in some cases lower. The drop in jumbo mortgage rates is a result of lower economic conditions, according to experts. Also, new federal regulations that were made to conventional mortgages last month do not apply to jumbo mortgages, making them much more popular among buyers who have high net worth or want interest-only loans. More here